For first time travelers planning a holiday in Shimla and Manali, it is wise to consider some money saving tips. Firstly, book your accommodations in advance to secure good deals, especially during peak seasons. Opt for local eateries to savor delicious, affordable Himachali cuisine. Utilize public transportation and shared taxis instead of private cabs to save on commuting costs. Plan your activities and sightseeing in advance, taking advantage of combo tickets or passes for multiple attractions. Lastly, shop for souvenirs at local markets, bargaining for better prices. With these tips, you can relish the natural beauty and cultural charm of Shimla and Manali without breaking the bank.